babtac specialist membership

Probably a stupid question but im trying to start my mobile business part time. And am slightly confused with the insurance I can use. Iv looked into babtac and they offer a specialist membership that covers lash extensions, nails, spray tanning and makeup. I will only be offering lashes nails and tanning for at least 12-18months so this membership sounds perect,
But does this actually cover me insurance wise for everything I'd need?
I'm new to the buisness side of things so don't...

babtac specialist membership